Here’s how a life settlement works
We are here to help you find out if you qualify for a life settlement.
Contact one of our specialists or complete the online form to see if you qualify.
Medical records and policy information will be obtained for underwriting.
If your policy qualifies, you will receive an offer to sell your policy from a licensed life settlement provider.
You receive payment for the sale of your policy.
Making Sure You Are Getting the Most Value
Life Settlement Partners conducts a comprehensive, case-by-case evaluation of every policy we are asked to market. Our goal is to ensure you fully understand all available options for keeping the policy, so both the insured and beneficiaries can feel confident that any decision made is financially sound and well-reasoned.
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Life Settlement Partners specializes in sourcing competitive offers from multiple institutional buyers for life insurance policies. Increased competition among buyers typically results in stronger offers and higher potential value for policy owners.
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Life insurance is a financial asset that can often be worth significantly more than its cash surrender value—sometimes up to five times more—when evaluated and marketed properly.
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Life Insurance Policy Review
Informal Appraisal
Provides a quick estimate of the policy’s sale value to determine if moving forward makes sense.
Keep vs Sell Analysis
Allows you to model multiple “what-if” scenarios, including benefit changes, premium variations, and reinvestment options.
Negotiate Offers
As offers are received, Life Settlement Partners negotiates both pricing and fees, often reducing fees below industry standards.
Policy sold and proceeds transferred
Life Settlement Partners prepares a compliance file for the policy owner, insured, and advisors for future reference.